Types of Borrowers, Credits and Loan Accounts · Doctrines of Sound Lending, Characteristics of a Good Credit officer · Borrower Selection · Collection of Information (Credit Interviewing and Investigation, Loan. Application, Site Visit, Online CIB and Others) · Preparation of Credit Proposal, Appraisal of Credit Proposal (7 Cs)Risk Grading · Credit Approval, Credit Administration (Documentation and Disbursement) · Credit Administration ( Self Custody, Compliance, and Monitoring) · Financial Statement Analysis using Financial Spreadsheet · Comparative and Common Size Analysis · Ratio Analysis, Credits Scoring System, Project Life Cycle · Different aspects of project appraisal · Tools and techniques for assessing financial viability of projects. · Features of Term Loan, Tools and techniques for measuring risks for credit · External rating of credit Steps in Credit Documentation · Modes and methods of Credit monitoring